About DEMFAGBS Global Finance
Driving Financial Inclusion Through Precision Financing
Empowering MSMEs and Individuals with Accessible Microfinance Solutions
Welcome to DEMFAGBS Global Finance, your trusted partner in financial inclusion. We are a licensed financing company dedicated to providing microloans and short-term credit to underserved individuals, MSMEs, and traders across the Lagos-Ibadan Expressway corridor. With deep banking experience and local insights, we drive financial inclusion in peri-urban communities, helping businesses grow and thrive.
Disbursed within first 48 hours
Customers currently served
Years of banking experience
Since launching operations in July 2025, we have established ourselves as a trusted financial partner in the Lagos-Ibadan Expressway corridor, leveraging deep banking experience and local market insights to drive meaningful financial inclusion in peri-urban communities.
Our Mission
To democratize access to financial services by providing precision financing solutions that empower individuals, MSMEs, and traders to grow their businesses, achieve their financial goals, and contribute to economic development in their communities.
Our Vision
To become the leading microfinance institution in Southwest Nigeria, recognized for our commitment to financial inclusion, professional excellence, and sustainable community impact.
Our Values
- •Integrity: Highest standards of transparency
- •Excellence: Professional service delivery
- •Community: Understanding local needs
- •Innovation: Adapting to market dynamics
- •Sustainability: Long-term value creation
Our Business Model
Core Activities
- Disbursing microloans and MSME working capital loans (₦100,000 - ₦5,000,000)
- Mobilizing savings through cooperative society structure
- Providing customer education and advisory on financial literacy
- Maintaining regulatory compliance and transparent reporting
Revenue Sources
- Interest income on short-term loans (7–90 days)
- Management and processing fees (3%)
- Late repayment penalties (2.5%)
- Fixed debt investment income and cooperative commissions
Target Market
We proudly serve MSMEs, market traders, artisans, and individuals operating along the Lagos-Ibadan Expressway corridor, including the vibrant communities of Magboro, Arepo, Ibafo, Mowe, and Ofada. These communities represent the entrepreneurial spirit of Nigeria, where hardworking individuals need accessible financial services to grow and sustain their businesses.
Our Competitive Advantages
Experienced Leadership
Over 27 years of banking experience from leading Nigerian financial institutions
Strategic Location
Positioned in the heart of the Lagos-Ibadan corridor understanding local dynamics
Technology Integration
GRUBIES Banking Software and Credit Registry integration for efficient operations
Regulatory Compliance
Licensed Money Lender and Cooperative in Ogun State ensuring complete compliance
Our Traction and Growth
Since launching operations in July 2025 with ₦3 million in equity capital, we have demonstrated remarkable growth:
Disbursed in first 48 hours
Growing customer base
Target loan book (12 months)
Future Outlook
Short-term Goals (2025-2026)
- • Build balance sheet to ₦400 million total debt
- • Establish strong market presence across target communities
- • Develop comprehensive customer education programs
Medium-term Objectives (2027-2029)
- • Scale to ₦1 billion total debt with ₦800 million loan portfolio
- • Serve over 20,000 MSME customers across Ogun State
- • Acquire Microfinance License for expanded operations
Long-term Vision (2031)
- • Establish physical presence in Lagos, Ogun, and Oyo States
- • Achieve ₦30 billion in debt and ₦25 billion in loans disbursed
- • Generate ₦8 billion in interest income and ₦4 billion in profit before tax
Our Commitment to Financial Inclusion
Financial inclusion is not just our business; it's our passion. We understand that access to appropriate financial services can transform lives, build businesses, and strengthen communities.
Through our precision financing approach, we are committed to:
Bridging the Gap
Financial services gap in underserved communities
Supporting Growth
MSMEs that drive local economic development
Educating Communities
Financial literacy for informed decisions
Building Relationships
Sustainable financial partnerships
At DEMFAGBS Global Finance, we believe that every individual and business deserves access to professional financial services. We are proud to be part of the solution, driving financial inclusion one customer at a time.